Question : Polaroid Foto effect

is there a tool, a trick or a add on to make this classical Polaroid frame around an picture.
Sure I can do this step by step, but this is annoying, especially when you want the effect that the picture is a little bit twisted.

polaroid.jpg (14 KB) (File Type Details) 

example

Answer : Polaroid Foto effect

hwfranz2001--
http://graphicssoft.about.com/od/freedownloads/ht/polaroidframe.htm
Or if you want to do more work yourself
http://www.hongkiat.com/blog/create-a-polaroid-effect-of-your-photo/