One thing that I over looked above was that you also wanted to Count of the Transactions
SELECT TermID,
SUM(IIF(TranType = "DEP", DispAmount,0)) AS Deposit,;
SUM(IIF(TranType = "WTH", DispAmount,0)) AS Withdrawal,;
COUNT(TranType) AS TransCount;
FROM ReportFormat;
WHERE BETWEEN(Date,dFirstDate,dLastDate);
GROUP BY TermID
Good Luck